Terms of Services

1. Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

2. Payment Processing Services

HanuPay provides payment processing services that allow you to accept payments from your customers. By using our payment processing services, you agree to comply with all applicable laws, rules, and regulations, including those related to payment processing, data privacy, and consumer protection.

You are solely responsible for:

• Providing accurate and complete information about the goods or services you offer
• Fulfilling all orders and resolving any disputes with your customers
• Determining and collecting applicable taxes
• Maintaining appropriate security measures to protect customer data

We reserve the right to refuse or limit our services to any business or transaction type at our sole discretion.

3. Fees and Payments

You agree to pay all fees associated with your use of the Service as specified in our pricing page or as otherwise agreed upon. We may change our fees at any time by posting the changes on our website or by notifying you directly.

For payment processing services, we will deduct our fees from the payments we process on your behalf before transferring the funds to your designated account. For subscription fees and other charges, we will bill your payment method on file.

If you dispute any charges, you must notify us within 60 days of the date of the charge. After such time, you waive any dispute and the charge will be considered final.

4. Prohibited Activities

You may not use our Service for any illegal or unauthorized purpose. You agree not to use the Service for:

• Violating any laws, regulations, or third-party rights
• Selling illegal or prohibited goods or services
• Engaging in fraudulent activities or misrepresenting information
• Transmitting viruses, malware, or other harmful code
• Attempting to gain unauthorized access to our systems or other users' accounts
• Interfering with or disrupting the integrity or performance of the Service

We reserve the right to terminate your access to the Service immediately, without prior notice, if we determine that you have violated these Terms.

5. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of HanuPay and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of HanuPay.

6. Limitation of Liability

In no event shall HanuPay, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service
• Any conduct or content of any third party on the Service
• Any content obtained from the Service
• Unauthorized access, use, or alteration of your transmissions or content

Whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

7. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

HanuPay, its subsidiaries, affiliates, and its licensors do not warrant that:

• The Service will function uninterrupted, secure, or available at any particular time or location
• Any errors or defects will be corrected
• The Service is free of viruses or other harmful components
• The results of using the Service will meet your requirements

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

9. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

10. Contact Us

If you have any questions about these Terms, please contact us:

• By email: legal@hanupay.com
• By phone: +1 234 567 8901
• By mail: 123 Business Street, Tech City